Homeownership Assistance Programs

Need help buying a home? You may qualify for one of these programs.

Statewide Programs

• Georgia Dream Homeownership Program - low-interest financing, down payment assistance, homebuyer education.

• Habitat for Humanity - Habitat affiliates bring homeownership to very low income families.

• USDA Rural Development - programs that reduce the cost of homeownership for low and moderate-income families.

Local Programs

• Local CDGB contacts - some communities use CDGB funding from HUD to provide assistance to first-time home buyers

• Local HOME contacts - some communities use HOME funding from HUD to provide assistance to first-time home buyers

• Community HOME Investment Program (CHIP) - some cities and counties use CHIP funding from the state to offer down payment assistance and/or repair assistance. If your community was approved for CHIP funding, contact your local government housing department to learn more.

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